How to estimate the value of your property in 2025?
Because we love taking care of you, here's a little help to get you started on your real estate adventure with complete peace of mind.
Whether you are considering selling, buying, or simply evaluating your assets, our technology analyzes recent data to provide you with a preliminary estimate.
Whether you're at work or under the covers, our online property estimator allows you to obtain an assessment based on market trends in 2025.
In just a few clicks, get a preliminary estimate of the value of your home. For more information, check out our comprehensive guide to property valuation: you'll find the main criteria taken into account, the methods used by experts, and practical advice on how to get the best value for your property.
Free online real estate valuation tool
Definition and challenges of the estimation process
Estimating the value of a property is a key step in setting a realistic sale price.
An accurate estimate is therefore essential to ensure a fair and transparent real estate transaction. Make an appointment quickly and easily with Mat & Seb using our online form
The parties involved:
- Sellers and buyers: the appraisal allows them to set a realistic sale price, determine the market value, and plan for a real estate project.
- Notaries: they can rely on a reliable appraisal to assess the market value of a property, for example in the context of an inheritance.
- Banks and brokers: they can use the appraisal, for example in the case of a bridge loan, to determine borrowing capacity.
Valuation methods used by real estate professionals
To estimate the value of a property, professionals can use several methods, each suited to specific situations.
Here is a comparison of the main property valuation methods available:
| Method | Usage | Benefits | Limits | Application example |
|---|---|---|---|---|
| Comparative method | Comparison with similar properties recently sold | Simple, based on real data | Ineffective for atypical assets, sensitive to market fluctuations | Appraisal of a house in a residential neighborhood |
| Revenue capitalization method | Estimate based on expected rental income | Allows you to assess profitability | Based on assumptions about future rents | Rental property valuation |
| Discounted Cash Flow (DCF) method | Discounting future cash flows | Takes future cash flows into account | Highly dependent on assumptions about future flows | Evaluation of a shopping center |
| Replacement cost method | Calculation of the cost of constructing an equivalent building | Useful for specialized goods | Complex, does not take the market into account | Valuation of a factory or industrial building |
| Hedonic method | Assessment based on the specific characteristics of the property | Takes into account unique characteristics | Requires a large amount of data | Appraisal of a property with exceptional views |
Of course, each method has its advantages and limitations, and the choice often depends on the type of property and the market context. The most commonly used method is the comparative method for residential properties, while income capitalization is preferred for rental properties.
Key factors influencing property value
Accurately valuing a property in 2025 requires taking into account a set of objective criteria that directly impact its market value. Beyond just the surface area, several factors can cause the price of a home to rise or fall.
A property located in a sought-after neighborhood, such as those offered by Mat & Seb, is a major factor in estimating its value:
- A neighborhood with a reputation for safety is an important criterion for buyers and investors.
- Development projects (new neighborhoods, infrastructure) can lead to an increase in value.
- A property located in an urban and historic neighborhood, such as certain areas of Montpellier or Marseille, can see its value increase significantly.
Proximity factors influence price:
- Nearby transportation (buses, trams) increases the attractiveness and value of the property.
- Properties located near schools are often more sought after by families, and it's easy to see why.
- The presence of local shops (supermarkets, pharmacies) is an added bonus.
- Nearby green spaces and parks improve quality of life and increase the value of the property.
The amenities offered by the property may justify a higher valuation, particularly when the property stands out for its comfort or high-end features:
- Fully equipped kitchen with high-quality appliances.
- High-performance heating or air conditioning system (heat pump, reversible air conditioning, etc.).
- Integrated home automation (electric shutters, remote control, connected security, etc.).
- High-quality or modern materials (solid wood flooring, aluminum joinery, large-format tiles, etc.).
- Enhanced thermal and sound insulation.
The condition of the property and its year of construction also play a crucial role. A recently renovated or newly built property that meets current standards will have a higher value than a property requiring work.
Good to know: buyers are often willing to pay a higher price for a property that is ready to move into, without having to invest in costly renovations.
The surface area and number of rooms are fundamental criteria in estimating the value of a property.
In general, the more spacious a home is, the higher its value. For example, an 80 m² apartment with three bedrooms will generally be valued higher than a 30 m² studio, even in the same neighborhood. To better understand these variations, you can consult the properties available on our website.
Practical tools and approaches
Our online estimation tool is useful for giving you a rough idea of the price, but human expertise remains essential for an accurate estimate.
Essential human expertise: Mat & Seb at your service
Technological advances are good, but human expertise is better. Suffice to say that it remains essential for an accurate property valuation. For example, our local real estate agents in Marseille, Montpellier, and Nîmes have in-depth knowledge of the market, which is essential for accurate valuations.
Their experience allows them to take into account factors that digital tools cannot evaluate, such as the atmosphere of a neighborhood or the architectural features of a property, its uniqueness, etc.
Legal aspects and best practices in real estate valuation
At Mat & Seb Real Estate, we believe in a successful sale... which starts with a clear and honest estimate.
Transparency, clarity, sincerity: this is how we support you every step of the way.
Whether you are selling in Montpellier, Nîmes, or Marseille, here we explain the key points you need to know about valuing your property to avoid pitfalls, understand the rules, and move forward with peace of mind.
1. Notary fees may change as of 2025.
This is an important change to bear in mind if you are planning to sell your property in the near future: from April 1, 2025, local authorities will be able to increase transfer duties (also known as “notary fees”) by 0.5 percentage points, up to a maximum of 5% of the sale price.
This increase does not apply automatically everywhere: each department decides. And if you are a first-time buyer, you are exempt from this increase.
2. A serious estimate, governed by rules
reliable property valuation is not a figure generated by an algorithm or intuition. At Mat & Seb, we rely on a rigorous methodology and a thorough knowledge of the local market, neighborhood by neighborhood.
Our commitments to providing a high-quality valuation:
- Analysis of the local real estate market (Montpellier, Nîmes, Marseille)
- Study of the property's characteristics: surface area, condition, character, view, floor, etc.
- Consideration of recent sales in your property's vicinity
- Careful review of technical diagnostics
- Assessment of potential for added value (renovations, staging, etc.)
Our goal: to give you a consistent and realistic valuation so you can sell quickly and successfully.
3. Estimate or appraisal: what's the difference?
People often confuse valuation with appraisal... yet they are two very different processes.
Real estate valuation (which we offer free of charge):
- Carried out by a field professional
- Based on a comparative market analysis
- Not legally binding
- Ideal for helping you set a fair asking price
Real estate appraisal:
- Performed by a certified, independent expert
- Governed by specific standards (Appraisal Charter)
- Required in certain cases: inheritance, divorce, litigation, taxation
- Provides a legally binding report
4. Rules designed to keep you safe
The regulatory framework surrounding real estate appraisal is not there to complicate your life: it is there to ensure transparency, reliability, and fairness in transactions.
At Mat & Seb, we are fully committed to this. For you, this means:
- Clear information at every stage
- Transparent methods
- A relationship based on trust
And, as always, personalized, human support—that's what sets us apart.
Ready to have your property appraised?
Want to get an initial idea of the price? It's easy: try our online estimation tool in just a few clicks.
And if you prefer a face-to-face meeting over a coffee, drop by one of our agencies in Montpellier, Nîmes, or Marseille. We'll take the time to understand your project and work with you to develop the right sales strategy.
Tax and strategic optimization: an estimate that serves your interests
It is often said that a good estimate means a good sale... but it also means good management. An accurate real estate estimate is not just about setting a price: it can have a major impact on tax, asset management, and even strategy.
An undervaluation can lead to an unjustified capital loss in the event of inheritance or divorce, causing you to lose money. Conversely, an overvaluation can prolong the sale process, discourage serious buyers... and ultimately force you to lower the price in a hurry.
At Mat & Seb, we prefer to strike the right balance, one that values your property at its true worth, taking into account:
- The reality of the local market (no generic comparisons)
- The specific characteristics of the property (charm, potential, condition, renovation)
- The personal or tax issues surrounding the sale
That's why our teams also guide you on valuation strategies, preparation for sale, and even asset arbitrage, if necessary. And always with the combination that characterizes us: listening, expertise, and common sense.
To get started easily, our online estimation tool gives you an initial idea in just a few clicks. Next? We refine it together during an appointment.